Check Your VA Loan Eligibility With America's #1 VA Lender for Homebuyers

$0 down payment for purchases
No private mortgage insurance (PMI)
Seller can offer to pay up to all closing costs and up to 4% concessions
Certain closing costs limited by the VA
No penalty for early loan repayment
Free mortgage counseling for distressed borrowers

Use Your VA Loan Benefit Now

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LOAN TYPE

DO YOU CURRENTLY HAVE A VA LOAN?

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Submitting this form online will automatically authorize AmericasVaLoan.com to contact you by email, text message or phone call at the number provided. If you do not wish to receive an email, phone call or text message for marketing or informational purposes, please do not submit the online form and instead contact us at (833) 408-1439 to complete your loan request.

Why Rent When You Can Own?

We believe that every Veteran should have the opportunity to buy a home of their own. Here are great reasons to buy now

$0 down payment*

You don’t have to save up to own.

No Private Mortgage Insurance (PMI)

That can save you hundreds a month.

Cash Buyer Certificate

This document confirms your qualifications in advance, letting you shop with the confidence of a cash buyer.

* No down payment as long as sale price isn’t higher than the home’s appraised value.

Common Questions about VA Loan Rates

Getting a mortgage can be complicated. Veterans United works to simplify the process through education and helping you understand your options. We’ve compiled some of the most common mortgage rate questions below so that you can make more informed decisions.

Do I need a real estate agent?

While not required, we generally recommend involving a Real Estate Agent to give you the peace of mind that the Agent is working for you so the contract will be constructed in your best interest. We can even help you find a veteran focused agent in your area with access to a realtor network.

What’s the Cash Buyer Certificate?

The Cash Buyer Certificate is unique to AmericasVaLoan.com and gives you an advantage because our Underwriting Department does a full credit and income review before you go shopping. You will know you are qualified to buy your dream home before you make an offer.

What’s the current interest rate I can expect to pay?

Call one of our Veteran Loan Specialists now and we’ll see how low we can go for you.